Mic Cheque™

Because money should never get in the way of your music.

Get the money you need.

Welcome to Mic Cheque™. An innovative service that offers music professionals like you non-credit based financing and funding without having to deal with banks or traditional lenders.

Talent is everything in the music business. But making the most of that talent takes a lot of money. And because songwriters and other music professionals rely on royalty paychecks that are delayed for many months, they often find themselves lacking the funds to fuel their creativity and drive their continued success. That’s a big problem. But you just found the solution.

You get to retain the rights to your music while getting the upfront cash you need. But it gets even better, because royalty financing is structured so that you still receive income — not 100% recoupment as is typical in the industry.

- Andrew Johnson

We believe gaining access to your own funds shouldn’t be slow and painful. That’s why we created  Mic Cheque™. Unlike firms that scrutinize your credit, charge exorbitant fees — up to 19% or more — and can take months to fund, Mic Cheque™ offers a solution that meets your real-world needs.

- Andrew Johnson

Getting Started

Mic Cheque™

How it works

$5,000 to $25,000 fundings (with custom options up to $10,000,000)
Industry-leading 1% per quarter rate (4% annually)
Royalty financing in a matter of days
We often find unpaid royalties, including digital and international royalties.

There’s no other funding source in the music business like this.

Mic Cheque™

Royalty financing can be structured to allow you to keep income coming in.

You retain the rights to your music and don’t have to give up your copyrights.

We offer non-credit based financing and funding without having to deal with credit issues. Another benefit: it doesn’t show up as a loan on your credit report.

We’re fast — we can get you the funding you need quickly.

We offer customized financial options which can extend up to 7 years to meet your specific needs. That means you can get a larger amount with lower payments

We can fund anywhere from $5,000 up to $10 million.

If you refer someone to us and we work with your referral, we’ll pay you a referral fee up to $25,000.

First Steps

fi·nance

12-month term (with the ability to customize up to 6 years)
One-time flat fee of only $695 (only if approved)
Non-credit based We use our own money to fund your transaction.Our relationship with you is strictly private and confidential.

Them vs Mic Cheque™

Industry Standard

100% recoupment is typical. That means that you must pay back all of the money advanced to you before you earn a dime.

You may have to give up control of your copyrights.

Banks or traditional lending institutions typically look at personal or business credit before considering financing. This could affect your ability to obtain credit in the future.

Banks and traditional lending institutions may not be accustomed to dealing with all the details of royalty payments. That could result in significant delays or even a denial.

The traditional industry standard is 12-18 months, which can limit the amount you’re eligible for.

Limitations on the term of your transaction may mean you won’t be qualified for as much money.

Most of our competitors don’t have a formal referral process. And those that do aren’t specific on what they’ll pay you.

Finance & Restructuring

Want to start or expand your own business and face liquidity deficits?   Flatbridge offers a range of corporate finance products.

01

FUNDING CAN BE USED FOR:

  • Asset financing
  • Inventory
  • Equipment
  • Or any other asset to be purchased
  • Vehicle financing
02

Purchase Financing

Purchase Financing is a contract where in the bank, upon request by the customer, purchases an asset from a 3rd party supplier/ vendor and sells it to the customer with an agreed mark up (cost plus profit) either against immediate payment or on a deferred payment basis.

03

WORKING CAPITAL FINANCING

Want to start your own business and need help with startup?
Flatbridge would like to come with you and offer opportunities for carefree business.

The bank has various financing options that fit your needs as a starting entrepreneur. Visit Flatbridge and ask for the terms of eligibility for working capital.

If you agree with the terms of the bank, you must submit a formal request for financing of working capital. Based on your submitted application, the bank looks in full at the actual profit that will provide the working capital. The bank then looks with what kind of financing model suits your business needs and / or the redemption capacity of your company.

PARTNERSHIP

Flatbridge offers opportunities as partnership to start the business with you. Ask for the possibilities.

Make an appointment
with a coach now

Contact us

Your Benefits

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  • Harmonization of Financial Systems
  • Improvement of Planning Cycles
  • Optimization of Reporting
  • Topics Related to Finance Analytics
  • Business Analyst
  • Investment
  • Property
  • Human Resources

Your Consultants

Anthony Diaz

CO & Director

Contact

Maria Belziar

Senior Advisor

Contact

Jenny Thomsen

Finance Service

Contact

Julia Gomez

Managing Director

Contact

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